As the final weeks of 2025 approach, Tesla has launched aggressive incentives in the United States designed to maximize Q4 delivery numbers. The new promotions target both financing and leasing customers.
Here is a breakdown of the new incentives currently live on Tesla’s configurator
Financing: The Return of 0%
For buyers looking to finance, Tesla is aggressively targeting Model Y volume.
The Model Y Standard (how Standard compares to Premium) is now available with 0% APR for loan terms of up to 72 months. 0% financing offers a massive discount to the total cost of ownership by thousands of dollars compared to standard interest rates.
The Model Y Premium, Model 3 Premium, and Model 3 Performance are now available with 2.99% APR, greatly undercutting the going market rates. If you are in the market for a premium Tesla, now is a fantastic opportunity.
Leasing: $0 Down
Tesla has also drastically lowered the barrier to entry for leasing, specifically removing the down payment requirements for its entire Model S3XY lineup.
At $0 down, vehicles are available at the following monthly rates:
Model Y: $449/mo
Model 3: $342/mo
Model X: $1,928/mo
Model S: $1,771/mo
Free Upgrade
To encourage customers to take delivery of vehicles currently on the lot, rather than custom ordering, Tesla is offering one free upgrade on eligible Model 3 and Model Y inventory vehicles. This applies to paint color, wheel upgrades, or white interiors, allowing buyers to get a customized vehicle for the base price.
Stacking the Deals
Crucially, the new financial incentives are not mutually exclusive with other standing incentives. They can be stacked with Tesla’s existing discount programs for maximum savings.
This means you can use the referral program with the updated benefits, including FSD incentives, alongside the Everyday Heroes program in the United States and Canada.
